Are you looking for a Realtor® to represent you and your best interests? You, the home buyer, pay nothing for a professional Realtor®. My fees are paid for by the seller. There is no reason to do it alone!
Together, we can review your financial situation and determine an acceptable price range before we go shopping. I will point you in the right direction so you can gain pre-approval from a lender, and we can go over all of the financial details involved when purchasing a home – this means no surprises for you!
1. Get Pre-Approved:
A pre-approved buyer always has the advantage in an offer situation. Becoming pre-approved is very easy: you complete your loan application with a credit check prior to beginning your home search process. Pre-approval means that you have actually been approved for the purchase by a lender, which gives you the edge in home purchase negotiating. Check your budget. Your budget will provide an estimate on what you can afford to pay for a home, including the mortgage, property taxes, insurance and other miscellaneous monthly fees. It is also recommended that you have enough to save for emergencies.
2. Beat the Competition to the Best New Listings:
The search process can be both fun and trying. You will notice that some homes sell very fast and others hang around for long periods of time. The best homes at the best prices sell fast. Keeping on top of this is essential. I know the Albuquerque real estate market, and will keep you updated every step of the way!
3. Do the Research:
Make yourself a “home value expert.” Investigate the areas and price ranges for the kind of home you are looking for. Get a good idea of the price ranges these homes sell for and how long the market time is for them. This is where I will be a great asset.
4. Prove That You Are a Serious Buyer:
The best way to accomplish this is by getting pre-approved, and delivering strong earnest money with your offer.
5. Remain Cool and Collected:
Even in a hot market, be cool and calculated with your decisions. I will work to negotiate the most favorable price to help ensure you get the best deal possible. Your home purchase may be your single largest investment. Overpaying now will make it harder to get your value back when you sell.
6. Keep Your Offer Simple:
Make sure that your contract to purchase is simple, clean and not bogged down with unnecessary contingencies, especially repairs. Keep the time frames of repairs and responses to a minimum. The cleaner your offer, the more interested the seller will become. This may help you purchase the property at the best price.
7. Don’t Do It Alone:
What you need most in today’s complex marketplace is a professional real estate agent who represents your interests only. No matter how heated the competition or the negotiations, a professional agent will represent your best interests, keep you from paying too much and help you maximize your investment.
Contact me today and find out how I can help you locate the most house for the best price.